Health

Health insurance is coverage you cannot afford to be without. The financial burden you could incur by not protecting yourself and your family with a dependable health insurance product could be enormous.  Both individual and group health plans are available from different companies.

Please click on “Get a Quote Now” to receive a quick estimate, or contact us to discuss your individual needs. Our professionals will discuss coverage options and discounts and will help get you a competitive quote.  We will make sure you get the right product for the most reasonable cost.

 

Long Term Care

 

Under a long term care policy, you receive a daily benefit to cover the cost of a nursing home stay or skilled or custodial care in your home. Some policies include the cost of an assisted living facility as a covered benefit.  Generally, your benefits are paid when you are unable to handle the normal activities of daily living. You can also receive benefits if you suffer a cognitive impairment such as Alzheimer’s disease.

Please contact us to discuss your individual needs. Our professionals will discuss coverage options and discounts and will help get you a competitive quote.  We will make sure you get the right product for the most reasonable cost.

 

Medicare Supplements

 

Once you are eligible for Medicare, A Medicare supplement policy will pay for a large portion of your health care expenses. However, it may not cover all of your expenses. Policies are written to coordinate benefits with those provided by Medicare.

Please contact us to discuss your individual needs. Our professionals will discuss coverage options and discounts and will help get you a competitive quote.  We will make sure you get the right product for the most reasonable cost.

 

Individual Disability

 

Disability Income insures the one asset you cannot replace without insurance – your ability to earn an income. Your income provides most of the important things in your life -, house, car, clothing, food and nearly all of your possessions. Your income is vital to your children’s education and your retirement. If your income is reduced because of a disability, you risk losing the things your income provides.

Please contact us to discuss your individual needs. Our professionals will discuss coverage options and discounts and will help get you a competitive quote.  We will make sure you get the right product for the most reasonable cost.