Personal — INSURHAUS

Auto

Accidents happen and when they involve an automobile, the cost can be extremely high. That is one reason why most states require drivers to have some form of Auto Liability insurance. In addition to basic Auto Liability, coverage can also be provided from damage to the vehicles you own. There are many different options and various discounts available. These discounts include, but are not limited to, good driver, multicar, packages, low mileage, and good student. Not all policies provide the same level of protection and various carriers can have different rates and discounts available. Every client’s situation is unique and deserves individual attention.

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Home

Homeowner’s insurance is a comprehensive package of protection against financial losses relating to your house and its contents. It also protects you financially from personal liability arising from the home and/or land ownership. Your home is one of the biggest investments you have and it is extremely important to have complete protection. Coverage provided varies depending on the company. A small difference could end up costing you thousands of dollars. There are many coverage options in a homeowner’s policy as well as many different discounts.

Renters/Condo

This insurance is similar to homeowner’s insurance but it is for renters and those who own condominiums. The most important part of this type of policy is the personal liability insurance and the personal property insurance. It is necessary to know the landlord’s and/or condominium association’s requirements beforehand. There are many coverage options in a renters/condo policy as well as many different discounts.

Please click on “Get a Quote Now” to receive a quick estimate, or contact us to discuss your individual needs. Our professionals will discuss coverage options and possible discounts while getting you a competitive quote. We will make sure you get the right product for the most reasonable cost.

Boat/Recreational Vehicle

Coverage is available for power boats, personal watercraft, sail boats, motorcycles, ATV’s, campers, motor homes, and even battery operated mini-vehicles for kids. Just like an auto policy, the coverage is provided for liability and damages to the vehicle.

Umbrella

Personal Umbrella liability coverage begins where your auto, boat, or homeowner’s policy coverage ends. It is designed to provide you with a large additional layer of liability insurance at a very reasonable cost. This policy greatly increases the likelihood that you will not have to liquidate your own assets if a major loss occurs.

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